In this privacy policy (this “Policy”), we describe the personal information that we collect and process about you (provided to us by you or by third parties), the purposes for which we collect and process personal information about you, and the basis on which we collect and process personal information about you, when you use our websites, in connection with the use of our services and/or when we facilitate the processing of your payments on other platforms or websites operated by our clients, when you register for or participate in our webinars or events, if you subscribe to receive news, marketing information or other communications from us, or if you are a prospective customer or user, or if you apply for a job with us. 

We recommend that you read this policy carefully in order to understand what Freedom Pay Universe UK Inc. and its affiliates, including Freedom Pay Universe UK Europe Limited, Freedom Pay Universe UK Payment Services (UK) Limited, Freedom Pay Universe UK Singapore Private Limited, Freedom Pay Universe UK Hong Kong Limited and Freedom Pay Universe UK Australia Pty Ltd. (“we”, “us”, “Freedom Pay Universe UK”) do with your personal information. Your use of our websites and services and any dispute over privacy, is subject to this Policy and any of our applicable Terms and Conditions for use of our services.

Important Notes:

• ADDITIONAL TERMS FOR CUSTOMERS OF Freedom Pay Universe UK EUROPE LIMITED (WHICH INCLUDE EUROPEAN ECONOMIC AREA (“EEA”) AND UNITED KINGDOM (“UK”) RESIDENTS): Please note that the whole of this Policy applies to you, together with additional provisions which are specific to customers of Freedom Pay Universe UK Europe Limited and can be found.
• ADDITIONAL TERMS FOR AUSTRALIAN RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to Australian residents, and can be found. 
• ADDITIONAL TERMS FOR CALIFORNIA RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to residents of California, and can be found.
• ADDITIONAL TERMS FOR BRAZILIAN RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to Brazilian residents and can be found.
• ADDITIONAL TERMS FOR CHINESE RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to Chinese residents (Mainland China) and can be found.
• ADDITIONAL TERMS FOR HONG KONG RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to residents of the Hong Kong Special Administrative Region of the People’s Republic of China (“Hong Kong”) and can be found.
• ADDITIONAL TERMS FOR JAPANESE RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to Japanese customers of Freedom Pay Universe UK Inc. and can be found. Kindly note however that this Privacy Policy does not apply to our customers in Japan who have subscribed to a Freedom Pay Universe UK Card. If you are a holder of a Freedom Pay Universe UK Card in Japan please review your applicable Policy. 
• ADDITIONAL TERMS FOR SOUTH AFRICAN RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to South African residents and can be found.
• ADDITIONAL TERMS FOR SINGAPORE RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to Singapore residents and can be found.
• ADDITIONAL TERMS FOR REPUBLIC OF KOREA RESIDENTS ONLY: Please note that the whole of this Policy applies to you together with additional provisions which are specific to Republic of Korea residents and can be found.
• ADDITIONAL TERMS FOR UK RESIDENTS ONLY: Please note that the whole of this Policy applies to you, together with additional provisions which are specific to residents of the United Kingdom can be found.